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Rossmoor Insurance

GRF’s Master Insurance Program

The master insurance policy carried by the Golden Rain Foundation applies to all Mutuals except 58 and 61. The master insurance program offers board policy terms covering all Mutual buildings and Trust facilities. The policy pays the cost of repairing or replacing damaged property in compliance with current building codes as defined in the master insurance program policy terms and conditions.


The policy excludes damage caused by an earthquake and contains a $250,000 deductible that must be satisfied before any claims are paid. The Mutuals participate in a Deductible Sharing Agreement in order to satisfy the deductible.

Below you can find documents pertaining to Golden Rain Foundation’s Master Insurance Program:

Insurance Information for Residents

EPI Master Program – Evidence of Commercial Property Insurance

GL Umbrella, Crime, XS Crime – Commercial General Liability



Town Hall Property Insurance Crisis

News photo by Dan Rosenstrauch

Join us for a crucial Town Hall event addressing the ongoing property insurance crisis impacting common interest developments with master insurance policies.

Date: April 12, 2024
Time: 10:00 am
Location: Rossmoor Event Center
1021 Stanley Dollar Drive, Walnut Creek, CA 94595


  • Understanding the challenges
  • Proposed solutions and legislative updates
  • Q&A Session: Submit questions before the first speaker. Drop box at the entrance.

Key Speakers:

  • Legislative Representatives
    • Senator Steve Glazer
    • Assemblymember Rebecca Bauer-Kahan
  • Gallagher Insurance
  • GRF General Manager
  • Director of Mutual Operations
  • Public Safety Manager

No RSVP Needed

Join Us On Zoom – Click Here

For additional questions, please contact Deborah Rose
Phone: 925-988-7710

Be part of the conversation and let your voice be heard!

We also urge you to reach out to your legislative representatives to let your voice be heard.

Use this link from the California Legislative Action Committee website to take action and contact your local representative. Select the “Contact Your Legislator Here” button:

Contact Your Legislator Here



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